Business Account Products
Freedom Checking
Small business owners appreciate the value of free checking. This is a non-interest bearing account with no minimum balance requirement and no monthly fees. Account holders also benefit from no transaction charges for the first 500 items processed per month.

Business Plus Checking
A great option for sole proprietors or non-profit organizations who wish to earn interest on their accounts. This account features no monthly service charge if a minimum balance of $1,000 is maintained. Low volume account holders benefit from no transaction charges for the first 50 checks processed and first 50 items deposited.

Business Analysis Checking
Perfect for businesses with multiple checking accounts. Allows for balances between non-interest bearing accounts to be pooled. High volume customers also benefit from the earnings credit which can offset any service charges accrued throughout the statement cycle.

Business Money Market*
An ideal account for any business owner who wishes to fully maximize the earnings potential of idle funds. This account features a tiered interest plan, as well as no monthly fee when a $2,500 minimum balance is maintained.

* Federal regulations limit the total number of preauthorized or automatic withdrawals and telephone transfers to 6 per month. Of these 6 transactions, no more than 3 may be to a third party by check, draft or debit card.

ACCOUNT
TYPE
Monthly FeeBalance to Avoid FeeInterest BearingPer Check/ DebitPer Item DepositedPer DepositCash TransactionsOnline BankingOnline Bill Pay
Freedom CheckingN/AN/ANo1st 500 of any combination credit or debits per month free. $0.25 per item over 500.N/AFreeFree
Business Plus$10.00$1,000Yes50 free per mo.
51+ $0.15 ea.
50 free
per mo.
51+
$0.15 ea.
N/AN/AFreeFree
 Business
Analysis
$10.00N/ANo*$0.10
per item
$0.065
per item
$0.20 $0.05 per $100 Free Free 
Business Money Market$6.00$1,000YesLimitedN/AN/AN/AFreeFree
Relationship
Money
Market
$6.00$1,000YesLimitedRequires the use of Bill Pay,
Check Connect or Cash Management.

* Earnings Credit: Account earns credit applied against service charges accrued throughout the statement cycle.

* Any combination of personal deposit account balances (excluding IRAs) will satisfy the minimum balances requirement.
^ Non Standard Account Fees and Standard Service Charges.
Merchant Card Services
Do you accept credit card payments? With a Business bank account it is easy to setup VISA, MasterCard, Discover, & AMEX payments.
  • Your business checking account will be credited quickly (usually within 48 hours).
  • Supplies such as EDC paper, ribbon, signage, window decals, and imprinters are provided free of cost.
  • Great customer service from our Merchant Card Specialists
  • Ability to access statements online.
  • A local support team in your area.
  • Turn paper checks into "electronic" transactions, minimizing risk and improving cash flow.
  • Gift card programs available, increasing sales and helping track customers' buying behavior.

Online Cash Management
Business Bank has the banking tools that your business needs to stay ahead of the competition. At your request this service can be added to your current online banking account for an additional monthly fee.

  • Manage your accounts online with security, convenience and ease.
  • Designate separate users to allow for separation of duties.
  • Send and receive ACH transactions between businesses.
  • Submit your NACHA files electronically for payroll, collections, and payments.
  • Detect fraud before it happens using a new method called "Positive Pay".