Personal Account Products

Everyone can appreciate the value of a free checking account. No minimum balance and no monthly fee make this non-interest bearing account our easiest to maintain.


This account is geared towards those individuals who wish to earn interest, but carry a smaller balance. It features no monthly fee when a $500.00 minimum balance requirement is maintained.

 
This account is for our earth-minded customers who want to reduce waste by going all electronic.  It features no Minimum Balance, Free Online Banking and Bill Pay, and  Paperless Monthly Statements.


This account rewards people who have more than one account or carry high balances in their checking account. It offers rewards for maintaining higher balances in any combination of accounts (excluding IRA's) and a variety of extra services including free checks.


Savings accounts are one of the most popular and simple ways to achieve your financial goals. A personal savings account from Business Bank is a convenient way to manage your long-and short-term cash needs.


An ideal account for any individual who wishes to fully maximize the earnings potential of idle funds. This account features a tiered interest plan, as well as no monthly fee when a $1,000 minimum balance is maintained.


Similar to Relationship Money Market Account but with added benefits of an Ultimate Account.

* LIMITS ON TRANSFERS FROM CERTAIN ACCOUNTS.  Federal regulation limits the number of checks, telephone transfers, online transfers and preauthorized electronic transfers to third parties (including Point of Sale transactions) from money market and savings type accounts.  You are limited to six such transactions from each money market and/or savings type account(s) you have each month for purposes of making a payment to a third party or by use of a telephone or computer.


Maintain your Business checking account at Business Bank and receive added rewards for you and your employees when you open a personal account.

Benefits Include:

  • Free Checks
  • No Minimum Balance, No Monthly Fee
  • .5% over stated earnings rate for checking
  • 1/4% Fee Discount for Home Loans
  • Free Money Orders & Cashiers Checks
ACCOUNT
TYPE		Monthly FeeBalance to Avoid FeeInterest BearingTransaction LimitationsVisa Debit CardOnline BankingOnline Bill Pay
Simply Free CheckingN/AN/ANoNoFreeFreeFree^
Eco Smart
Checking		N/AN/AYesNoFreeFreeFree^
Premium Checking$6.00$500YesNoFreeFreeFree^
Ultimate Checking$8.00$10,000*YesNoFreeFreeFree^
Personal
Savings		$5.00$250YesLimitedN/AFreeN/A
Personal
Money Market		$8.00$1,000YesLimitedN/AFreeN/A Relationship
 Relationship
Money Market		$8.00$10,000*YesLimitedN/AFree N/A Relationship
* Earnings Credit: Account earns credit applied against services charges accrued throughout the statement cycle.
^ Non Standard Account Fees and Standard Service Charges.
* Fees for transaction over allowed amounts are the same as the Business Analysis Checking.



Certificates of Deposit are a popular and safe way to achieve your financial goals. We offer a wide variety of time deposit accounts with terms from 90 days to 5 years. Some features of our time deposit accounts are as follows:

  • Minimum opening deposit of $500
  • Tiered rates depending on balance


An Individual Retirement Account is one of the wisest investments you can make. At Business Bank, your investment earns even more with no annual fees or setup costs.

  • Minimum opening deposit of $500
  • Tiered rates depending on balance
  • Terms from 3 to 60 months

** A penalty may be imposed for early withdrawal from time deposit accounts.